CalPERS, because of its size, is able to provides high quality health care at a very competitive price. Key features of their health care program include:

• Price - Negotiating clout of the largest purchaser of health benefits in California
• Low Fees - Lowest administrative fee in the state (less than half of 1%)
• Inclusive - No exclusions for pre-existing conditions
• Flexible – Offers choice between HMO and PPO
• Preventative - Access to health management and wellness resources
• Customer service – Reliable, knowledgeable and responsive customer service
• Retiree Coverage – insists on
• 24/7 - Online tools to help with enrollment and program administration